Kirtan Khandwala

With over 15 years of experience delivering major transformation initiatives across banking, finance, engineering, FMCG, retail, and consulting, Kirtan Khandwala brings a powerful combination of strategic insight, operational discipline, and hands-on delivery expertise to his role as a Mortgage Broker. His career includes senior positions at leading institutions such as Westpac, Woolworths, Unilever, Ventia, JP Morgan, and Macquarie Bank, where he managed complex projects, improved business systems, and led high-performing teams.  

Kirtan’s extensive background in risk management, governance, business analysis, and financial process improvement allows him to approach mortgage solutions with precision and clarity. He is known for simplifying complexity; turning detailed information into clear, actionable lending pathways that help clients make well-informed decisions with confidence. 

Navigating the vast landscape of loans can be a daunting and unfamiliar territory for many individuals. With an extensive array of over 50 lenders and more than 200 products, it can feel like a complex maze where one easily gets lost. However, Kirtan’s role is to guide and provide valuable insights on the best alternatives and identifying the loan that aligns perfectly with your current financial circumstances.  He takes the time to fully understand your unique financial situation, goals and preferences. This personalised approach enables him to offer tailored recommendations and pinpoint loan options that align seamlessly with your current financial needs. With Kirtan’s expert guidance, you can be assured that you are making informed decisions that are right for you. 

As your mortgage broker, it’s his duty to act in your best interest and recommend lenders and products that are most suitable for your financial circumstances. 

A certified Lean Six Sigma Black Belt, Agile PM practitioner, and Change Management specialist, Kirtan combines structured thinking with a deep understanding of people, processes, and financial frameworks. Whether he is guiding first-home buyers, supporting refinancers, or structuring investment loans, he brings a balanced approach rooted in data, transparency, and client care.  

Clients value Kirtan for his approachable nature, calm problem-solving style, and commitment to achieving the best outcome in every scenario. His hands-on leadership experience, managing multimillion-dollar initiatives, uplifting capability, and driving continuous improvement, translates directly into the way he supports clients through every step of the home loan journey. 

With Kirtan Khandwala as your mortgage broker, you gain more than lending guidance; you gain a trusted strategist who blends analytical rigor, industry experience, and genuine care to help you build a stronger financial future.